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Partial table of contents: The Free Movement of Capital. EC BANKING REGULATION. The Second Banking Directive. Solvency Requirements. The Regulation of Large Exposures. Accounts. Insolvency Regulation. Transparency Guidelines for Cross-Border Financial Transactions. Consumer Credit Agreements. Electronic Payment Systems Regulation. Mortgage Credit. Money Laundering. EC SECURITIES REGULATION. The Draft Investment Services Directive. Capital Adequacy. Regulation of Undertakings for Collective Investment in Transferable Securities (``UCITS''). FUNDAMENTAL PRINCIPLES BEHIND EC FINANCIAL REGULATION. The Problems with Harmonization. Reciprocity. Appendices. Bibliography. Index.