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Entrepreneurship in low and moderate income communities ............ Kelly D. Edmiston Alleviating the Lagging Performance of Economically Depressed Communities and Regions ..................................... 9 Timothy Bates State of Literature on Small- to Medium-Sized Enterprises and Entrepreneurship in Low-Income Communities ...................... 21 Zoltan J. Acs and Kadri Kallas On Government Intervention in the Small-Firm Credit Market and Economic Performance ....................................... 47 Ben R. Craig, William E. Jackson III and James B. Thomson Stumbling Blocks to Entrepreneurship in Low- and Moderate-Income Communities ............ .................................. 69 James R. Barth, Glenn Yago, and Betsy Zeidman The Role of Morris Plan Lending Institutions in Expanding Consumer Microcredit in the United States ................................ 121 David Mushinski and Ronnie J. Phillips Policies to Expand Minority Entrepreneurship: Closing Comments ...... 141 Michael S. Barr