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Table of Contents Chapter 1: Single Mothers and Personal Finance Everyone Needs a Personal Financial Plan Your Feelings About Money Surrender the Fairy Tale How Money Myths Affect You How Your Past Shapes Your Future Divorcing Your Marital Habits Chapter 2: On Your Own . . . Again Making Smart, Necessary, Immediate Decisions Establishing Your Bottom Line Making Long-Term, Calculated Decisions Assuming Fiscal Responsibility Keeping the Ex-Husband Accountable A Healthy Foundation for New Relationships Chapter 3: Where You Want to Be: Setting Goals Why Goals Are Important What to Do First How to Create Long-Term Goals How to Create Short-Term Goals How to Monitor Your Progress Chapter 4: Becoming Financially Literate Learning the Lingo Creating a Workable Budget Calculating Your Net Worth Consulting a Financial Advisor Establishing Your Values and Trusting Your Instincts Investment Clubs Versus Investing Solo Chapter 5: Banking and Short-Term Investing What You Need to Know About Banking Selecting a Bank Controlling Your Finances The Virtues of Short-Term Liquidity The Virtues of Mid-Term Liquidity Chapter 6: Conquering Your Debt A Maxed-Out Economy Good Debt Versus Bad Debt Pros and Cons of Credit Cards Avoid Department-Store Credit Cards Create a Game Plan to Reduce Debt Develop a Cash Mentality Chapter 7: Repairing Credit and Improving FICO Scores Credit Reports Defined Credit Report Errors FICO Scores Defined How to Improve Your FICO Score When and How to Take Drastic Measures Chapter 8: Avoiding Identity Theft Identity Theft Defined How Does It Occur? How to Protect Yourself If Your Identity Has Been Stolen Chapter 9: Starting Your Own Business Time to Start Your Own Business Assessing Your Motives Assessing Your Skills and Talents Spotting Global and Regional Trends Creating a Business Plan Creating an Action Plan Financing Your Business The Pros and Cons of Franchises Chapter 10: Budgeting for Wealth Mapping Out Your Real Situation Establishing Concrete Savings and Investment Goals Saving Early Can Make You Rich Investment Goals Based on Age Managing Income Property Inheritances Can Make You Wealthy Rules for Creating Wealth Chapter 11: Deciding Whether to Rent or Own The Pros and Cons of Renting The Pros and Cons of Home Ownership All About Condos Buying a Home Using a Real Estate Agent When You¿re Ready to Buy How to Sell a Home Buying a Car Chapter 12: Investing in Stocks and Mutual Funds How to Establish Realistic Goals The Virtues of Long-Term Investments Mutual Funds Variable Annuities Individual Investing DRIP Investing Do Your Research Chapter 13: Protecting Your Assets Why You Need Insurance Health and Dental Insurance Life Insurance Home and Mortgage Insurance Car Insurance Disability, Long-Term Care, and Children¿s Life Insurance How to Research Insurance Options How to Find a Reputable Broker Naming Guardians and Beneficiaries Wills and Trusts Chapter 14: Affording Child Care The Family and Medical Leave Act Day Care Options and Their Costs The Pros and Cons of Nannies Versus Au Pairs The Pros and Cons of Day Care Centers The Pros and Cons of Family Day Care Centers How to Lower Child Care Costs Chapter 15: Funding College Weighing Your Options Coverdell Education Savings Accounts 529 Educational Savings Plans Custodial Accounts Education Savings Bonds Education Reward Programs The Hope Credit Lifetime Learning Credit Federal Student Aid Programs Other Ways to Maximize College Savings Chapter 16: Funding Your Retirement Take Control of Your Retirement Savings Tax-Advantaged Retirement Savings Accounts Employer-Sponsored Defined-Contribution Retirement Plans Alternate Employer-Sponsored Plans Individual Retirement Plans Self-Employed/Small-Business-Owner Retirement Plans Chapter 17: Maximizing Your Tax Advantages Special Tax Breaks for Single Parents Tax Deductions Versus Tax Credits The Dependent Exemption Child Tax Credits Child Care and Dependent Care Tax Breaks Health Care Tax Breaks Ways to Maximize Your Tax Advantages Chapter 18: Teaching Your Children About Money The Benefits of Starting Early How to Develop a Wealth Consciousness Why Allowances Must Be Earned They¿re Never Too Young to Save The Pros and Cons of Credit Cards for Kids Using the Internet As a Teaching Tool Chapter 19: Living a Frugal Life Changing Your Money Attitudes When You Need to Spend Lavishly When a Bargain Is Not a Bargain Having Fun Without Spending Money Concrete Ways to Foster Frugality Other Fun Ways to Live a Fabulously Frugal Life Chapter 20: Avoiding Common Financial Mistakes Face Reality and Make a Plan Establish a Retirement Fund Watch Those Deductions Get in the Game! Investing Pitfalls Appendix A: Resources Appendix B: Additional Reading
Library of Congress Subject Headings for this publication:
Finance, Personal -- Handbooks, manuals, etc.
Women -- Finance, Personal -- Handbooks, manuals, etc.