Table of contents for Everyday finance : economics, personal money management, and entrepreneurship / editor, Thomas Riggs ; project editor, Mary Rose Bonk.

Bibliographic record and links to related information available from the Library of Congress catalog.

Note: Contents data are machine generated based on pre-publication provided by the publisher. Contents may have variations from the printed book or be incomplete or contain other coding.


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Table of Contents
How the Economy Works
Introduction: What Is Economics?
The Big Picture: Macroeconomics
Overview: Macroeconomics
Basic Economic Concepts
Scarcity
Three Economic Questions: What, How, for Whom?
Factors of Production: Land, Labor, Capital (including interest, wages, rent)
Circular Flow of Economic Activity
Ceteris Paribus
Economic Systems and Philosophies 
Traditional Economic System
	Bartering
Market Economy (free enterprise, capitalism)
Classical Economics
Neoclassical Economics
Keynesian Economics
Monetarist Theory
Supply Side Theory
Say's Law
Rational Expectation Theory
Planned (Command) Economy
Marxian Economics
Mixed Economic System
	Transition Economy
What Is Money?
Money
Money Supply
Inflation
Deflation
Stagflation
Investment
Debt
Interest (interest rates)
The Economy in Action
Economic Growth
Business Cycle
Recession
Great Depression
Industries
Employment and Unemployment
Financial Markets
Underground (Black) Market
How the Economy Is Measured
Gross Domestic Product
Consumption
Aggregate Demand
Aggregate Supply
Income
Consumer Price Index 
Producer Price Index
Index of Leading Economic Indicators
Standard of Living
The Individual Parts: Microeconomics
Overview: Microeconomics
Supply and Demand: The Relationship between Businesses and Consumers 
Markets
Supply and Demand
Marginal Utility
Economic Shortage
Economic Surplus (consumer and producer)
Elastic and Inelastic Demand
Income and Substitution Effects
Market Failures
	Externalities (Third Party Costs and Benefits, Social versus Private Costs, Spillover Effect)
	Economic Rent
Competition between Businesses
Perfect Competition
Monopoly
Natural Monopoly
Government-granted Monopoly (including utilities)
Monopolistic Competition (competitive market)
Oligopoly (include Duopoly)
Cartel
Game Theory
What Motivates Businesses
Revenue
Profit and Loss
Long Run versus Short Run
Economies of Scale
Barriers to Entry
Law of Diminishing Returns
Opportunity Costs (Explicit and Implicit Costs)
Production Possibility Curve (Frontier)
Technology
Consumer Sovereignty
Labor: The People Working in the Economy
Labor Force
Division of Labor
Wages
Distribution of Income
Productivity
Labor Union
Labor-Management Relations
How Countries Work Together: International Trade
Overview: International Trade
Basic Concepts
Exports
Imports
Absolute Advantage
Comparitive Advantage
Free Trade
Money Moving between Countries
Balance of Payments
Trade Surplus and Trade Deficit 
Foreign Exchange (exchange rates)
Foreign Investment
International Trends
Globalization
Developed (Industrialized) Countries
Developing (Third World) Countries
International Labor Issues
Foreign (Migrant) Worker
Government's Role in the Economy
Overview: Government's Role in the Economy
Basic Responsibilities
Private Property and Property Rights
Creation of Public Goods
	Problem of Free Riders
Government Spending
Fiscal Policy
	Government Failures
Economic Development
Sustainable Development
Transfer Payments
		Welfare
Foreign Aid
Monetary Policy
Bank Reserves (mention excess reserves, required reserves)
Multiplier Effect
Economic Laws
Antitrust Legislation
Intellectual Property (patents and copyrights)
Labor Laws
	Minimum Wage
Protectionism (include trade barriers: quotas, tariffs, subsidies)
Free Trade Zones
Price Ceilings and Price Floors
How Goverments Raise Money
Taxes
Income Taxes
Sales Taxes
Excise Taxes
Property Taxes
Estate Taxes
Business Taxes
Who Oversees the Economy: Government Organizations
United States
Bureau of Economic Analysis
Bureau of Labor Statistics
Consumer Product Safety Commission
Federal Deposit Insurance Corporation
Federal Open Market Committee
Food and Drug Administration
Federal Reserve System
Federal Trade Commission
Internal Revenue Service
	Securities & Exchange Commission
International
Group of Eight (G8)
International Monetary Fund
Trade Blocs (including NAFTA and EU)
World Trade Organization
World Bank
Personal Finance: Buying, Borrowing, Saving, and Insuring
Introduction: Personal Finance
Buying: The Consumer's Role in the Economy
Overview: Personal Decision Making and Shopping
Common Concerns
Budgeting
Bills
Renting an Apartment (sidebar on renting vs. buying)
Buying a Home (including condominiums)
Buying a Car (mention sticker price, dealer add-ons, and car payments)
	
How to Pay for Everyday Purchases
Cash
Checking Account (explain balancing a checkbook, mention interest bearing)
Credit Card (include late fees and cash advances)
	MasterCard
	Visa Card
Charge Card
Debit Card
Electronic Banking (including PayPal)
Money Order
Cashiers Check
Traveler's Check
Gift Certificate
Gift Card
Borrowing: When You Need More Money Than You Have
Overview: Why People Go into Debt
Types of Loans
Basic Loan (or Credit; sidebar on prime rate)
Line of Credit
Personal (Unsecured, Signature) Loan
Student Loan (sidebar on financial aid)
Home Loan (mortgage; include closing costs, escrow account, FHA, and VA)
Home Equity Loan (Second Mortgage)
Car Loan
Leasing a Car
Payday Loan
Debt Consolidation Loan
Who Lends Money
Bank (outline different types of banks)
Credit Union
Savings and Loan Association
Finance Company
Pawnbroker
Rent-to-Own Store
Check-Cashing Store
Problems with Debt
Credit (Debt) Counseling
Credit Bureau (reporting agency; include credit score)
Bankruptcy
Garnished Wages
Saving and Investing: Planning for the Future
Overview: Saving and Investing Money
Motivations for Saving and Investing
Time Value of Money
Risk versus Reward (include risk pyramid)
Financial Planning
Saving for College
Retirement Plans (general definition plus various retirement plans)
Where to Save and Invest
Savings Account
Money Market Account
Stock
Stock Market
NYSE
NASDAQ
Bond (include corporate, municipal, zero coupon, and high yield, or junk)
Mutual Fund
Certificate of Deposits (CDs)
Treasury Securities (Treasury bill, Treasury bond, Treasury note, TIPS, saving bond)
Equity (various economic senses)
Hedge Fund
Safe Deposit Box
Protecting Yourself from Risk
Overview: Insurance
Types of Insurance
Insurance for Property
Home Insurance
	Renters Insurance
	Car Insurance (comprehensive, liability, bodily injury, and no fault)
Warranty
Insurance for People
Medical Insurance
	HMO (Health Maintenance Organization)
		PPO (Preferred Provider Organization)
		COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985)
Dental Insurance
Disability Insurance
Life Insurance
Government Protection
Health Insurance
Medicare
Medicaid
Income Assistance
Food Stamps
Social Security
Temporary Assistance for Needy Families (Aid to Family with Dependent Children)
WIC Program (Special Supplemental Nutrition Program for Women, Infants, and Children)
Worker's Compensation
Consumer Laws
Consumer Bill of Rights
Consumer Credit Protection Act (include Truth in Lending Act and Fair Credit Reporting Act)
Usury Laws
The World of Business
Introduction: Entreprenuership
How Businesses Are Run
Overview: Business Organization (including labor management and delegating)
Types of Businesses
Corporation (including C and S corporations)
Board of Directors
Limited and Unlimited Liability
Partnership
Sole Proprietorship
Nonprofit Corporation
Charitable Organization
Franchise
Multinational Corporation
Independent Contractor
Starting a Business
Starting a Business
Business Plan (include sales and revenue projections)
Management
Risk Taking
Venture Capital
Small Business Administration
Creating Products and Services
Product Development
Brand (mention store brand)
Manufacturing
Mass Production
Outsourcing
Quality Control
Total Quality Management
Product Liability
Customer Satisfaction
Attracting Customers
Overview: Marketing Mix (Four Ps of Marketing): Product, Place, Price, Promotion
Marketing and Advertisting
Market Research (including test marketing)
Advertising (Media Marketing)
Mass Marketing
Niche Marketing
Direct Mailing
Bringing the Product to the Customer
Distribution (including wholesale)
Pricing (including markup)
Selling (including sales force)
Retailing
E-commerce
Web Management
Public Relations
Money Management
Overview: Accounting (financial management)
Managing Money and Costs within a Business
Cash Flow
Cost-Benefit Analysis
Costs of Production (fixed, variable, and total costs)
Inventory Control
Investment Management
Business Financing
Making Financial Reports
Financial Statements
Capital Gains and Losses
Depreciation
Trade Credit
Dividend
Working with Employees
Overview: Hiring and Managing Employees
Job Applications
Human Resources
Payroll
Cost of Living Adjustment (COLA)
Employee (fringe) Benefit
Equal Opportunity
Ergonomics
Stress Management
Business Ethics and the Law
Overview: Business Ethics
Business Laws
Bait and Switch Tactics
Pyramid Scheme
Identity Theft
Insider Trading
Better Business Bureau
Biographies
Adam Smith
David Ricardo
Thomas Malthus
John Stuart Mill
Karl Marx
Alfred Marshall
John Maynard Keynes

Library of Congress Subject Headings for this publication:

Economics.
Finance, Personal.
Entrepreneurship.