BERND BALKENHOL heads the Social Finance Program of the International Labour Office (ILO). SFP is the focal point for work in the ILO on financial sector issues. It examines the impact of financial policies on employment, incomes and social cohesion, analyses the accessibility of different types of financial institutions and promotes innovations in finance that work for the poor, entrepreneurial or not.
For several years Bernd Balkenhol served as advisor to central banks in Africa on policies and regulations in supoort of SME financing.
He holds a PhD from Freiburg University and an MA from the Fletcher School of Law and Diplomacy. He lectures regularly at the Geneva Institute of Development Studies and the University of Geneva. He has published on informal finance, collateral and property rights, savings and credit cooperatives, small enterprise finance, remittances and related subjects.